European Association of Co-operative Banks (EACB)
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About European Association of Co-operative Banks (EACB)
The cooperative banking network is a unique and powerful financial system that operates on the principles of member ownership and democratic decision-making. In this model, member banks are owned and controlled by their depositors and borrowers, who share in the profits and risks of lending to one another.
This collaborative approach allows for more efficient use of resources, as individual banks do not prioritize short-term gains over long-term sustainability. Instead, they focus on providing stable and reliable financial services to each other and their communities, resulting in stronger economic growth and social cohesion.
The cooperative banking network also promotes greater access to finance for underserved populations, such as small businesses and low-income individuals. By pooling resources and expertise, member banks can offer a wider range of financial products and services that might not be available through traditional banking channels.
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